Anti-money laundering compliance, made simple.
Identify every customer, screen them against sanctions and PEP lists, and keep their file ready for SEPBLAC. You with the tool, or us doing it for you.
- 7-day free trial
- No card needed
- Support in English
- Not sure the law applies to you? Ask us
Working with Cumplifai
- Associate · law firm
- Associate · lawyers
- Partner in Panama
- One of our clients
- Cumplifai, S.L. · Madrid
- UN · EU · OFAC · UK lists and PEPs
- Exportable file for inspections
How you work with a client, from start to finish
From checking who you are dealing with to monitoring them every morning, everything stays in one place, with an audit trail for any inspection.
Screens shown in Spanish. The platform is also available in English.
Profile photo: Kremlin.ru · CC BY 4.0
- 01
You screen before you transact
Search for the person in sanctions and PEP lists. If they appear, you see which lists, the match percentage and which details match, and you decide whether it is the same person. Every search is logged.
SimplifiAMLView the full screenProfile photo: Kremlin.ru · CC BY 4.0
- 02
You open their file
Each customer has their own space: risk level, whether they are a PEP, what is missing to complete the file and whether you can go ahead. The assistant shows you the next step.
SimplifiAML - 03
You record the transaction
Amount, property, source of funds and payment method. SimplifiAML calculates the transaction risk and links it to the customer’s file.
SimplifiAML
- 04
You stay in control every morning
When you log in you see today’s tasks, the risk of your whole portfolio, this month’s transactions and recent activity. Each figure takes you to the task you need to deal with.
SimplifiAML
What the law requires beyond the tool
AML/CFT manual
We draft your prevention manual adapted to your business and sector, in line with Article 33 of Royal Decree 304/2014, unless you are exempt because of your size.
Risk assessment
We assess the money laundering risks specific to your business and document them in line with Law 10/2010.
Training
We train your team to spot red flags and know how to act. Certificate included.
From €39/month · No lock-in
Do it yourself, or leave it in our hands.
Same platform, same data engine. The difference is who does the day-to-day work.
The tool
SimplifiAML
For those who already know how to do compliance and just need a place to run it and keep records. You are at the helm, with your consultant or your own team.
from€39/month
Launch price until 31 October
- Ongoing screening of your portfolio against lists
- Digital customer files and record book
- Alerts, review reminders and digital KYC
- Built-in AI anti-money laundering assistant
Free trial · No card · No lock-in
With an expert
What nobody else doesWe do it for you
For those who would rather not deal with the law. A compliance expert with ten years in anti-money laundering analyses every transaction, carries out full due diligence and closes the file for you. You confirm.
from€149/month
Includes the platform and your monthly checks
- We carry out due diligence on every transaction
- Due diligence report in every file
- Ongoing screening of your whole portfolio
- Complete, exportable file, ready for your 10 years (Art. 25)
Several users, or need an API integration? Teams and firms plan, tailored to you →
Both options run on the same foundation
Our own SimpliData engine
Sanctions and PEPs with family members and close associates, kept up to date at each source’s own pace. Adverse media, in beta.
SimplifiAML on desktop and mobile
Your portfolio, your files and your alerts, wherever you are.
Human judgement
Ten years of anti-money laundering experience behind every conclusion.
“Screening, customer files and inspections, lived from the inside.”
Alejandro Camacho, partner at Cumplifai. Ten years in anti-money laundering as an analyst, AML officer and consultant at financial institutions and real estate firms.
10+ years
in anti-money laundering
AML + data
compliance, analytics and AI
< 24 hours
to get back to you
Sectors
For obliged entities under Law 10/2010
- Art. 2.1.q
Jewellers
Identify every customer and record their transactions at the counter.
- Art. 2.1.l
Real estate agencies and developers
Buyer, seller and beneficial owner of every deal, in one file.
- Art. 2.1.m
Accountants and tax advisers
Due diligence for your whole client portfolio, without paying a consultant per file.
- Art. 2.1.ñ
Law firms
When you act for clients in property, company or fund transactions.
Frequently asked questions
What people ask us before getting started
Can’t find your question? Email us at hola@cumplifai.com or ask it in the demo.
Your case first: what your business does, and what Spanish anti-money laundering rules require of you and what they don’t. Then the platform with a sample customer: onboarding with a form and signature, screening against sanctions and PEP lists, risk level and a file ready for an inspection. And finally, how to get started: with the platform or with our expert, and the 7-day trial.
Thirty minutes, on Google Meet, with no commitment. You choose the day and time in the calendar and receive an email with the video call link.
Article 2 of the law lists the obliged entities: among others, jewellers, real estate agencies, accountants and tax advisers, notaries, casinos and art dealers, and lawyers when they take part in certain transactions for their clients. Jewellers are always covered, with no minimum amount. Ask us in the demo or by email and we will tell you.
Serious infringements carry fines from €60,000 (Art. 57) and very serious ones from €150,000 up to €10,000,000 or more (Art. 56). The law also fines, personally, those holding management or executive positions who are responsible for the infringement (Arts. 56.3 and 57.2).
A consultancy usually hands you a procedures manual that you then apply yourself. SimplifiAML does the day-to-day work: it screens every customer against sanctions and PEP lists, flags alerts and keeps the file ready for an inspection, with no technical team. And if you would rather not do it yourself, with the platform-plus-expert option a specialist carries out the due diligence for you.
The application and the database are hosted in Amsterdam (Netherlands), and documents also in the European Union, under the GDPR. Data is encrypted, each company has its own isolated space and every action is logged with date, time and user.
You request the free 7-day trial, we review your case and guide you through setup for your sector. No prior training or technical team needed.
Cancel whenever you like, with no lock-in or penalties. Your files remain available for export for 30 days after you leave: download them, because the law requires you to keep the documentation for ten years (Art. 25).
Tell us about your case and we will tell you how to comply
Whether you want to try the platform, would rather we did it for you, or are not yet sure whether Law 10/2010 applies to you, we will reply within 24 hours. No commitment, in English or Spanish.
- hola@cumplifai.com
- Madrid, Spain
- Reply within 24 hours
Would you rather see it live? Book a 30-minute demo
No card · We review every request · GDPR · Data in the EU